Web14 feb. 2024 · Erie offers the cheapest home insurance rates — a policy costs $883 per year or $76 per month, which is 53% less expensive than the national average. However, Erie isn't available to most homeowners, because the company only operates in 12 states. Nationwide and State Farm offer affordable homeowners insurance policies nationally. WebWhy you may need home insurance. Home insurance may help protect your home and its contents in case of theft, loss or damage to the inside and outside of your home or property. It may also help you cover additional living expenses if you're temporarily unable to live in your home. These additional living expenses may include living in a hotel ...
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